The best place to start is a conversation with your Insurance Professional. Talk about your coverage options, the age and value of your Mobile Home. Talk about where it is located and how it is secured to the property. Discuss any specialty items that may need to be included like awnings or porches to be sure you don’t have any gaps in coverage or protection. All of these things may be factors in determining the amount of premium charged for the coverage needed. Be sure to also ask about any and all discounts that may be available by perhaps bundling your car and home together with the same Insurance Company. In general, these policies are not that expensive.