Personal Auto Insurance is an insurance coverage form that is designed and used specifically to insure private passenger motor vehicles and their owners. Most states require that one shows proof of having a personal auto policy that includes and names each car that is to be registered for use on public access roads and highways. States who require this are looking to make sure that there is liability coverage and usually matching Uninsured/Underinsured Motorist coverage in place. In addition to the liability protection a personal auto policy may also include coverage for physical damage to the car you own in the form of Comprehensive and Collision protection. These would be required if your car is leased or financed. Other optional coverages may include roadside assistance, Vanishing Deductible, Accident and/or vioation forgiveness, New Car replacement etc. Talk to your Insurance Professional about all of the coverage and benefit options available so that you receive teh protection you need at the best price available.