A Life & Health Insurance license is required to sell disability insurance. Be advised that just because someone has a Life & Health insurance license does not necessarily mean they are an expert in that area. Disability insurance policies have many variations and are used to address a variety of financial risk needs. Depending upon what your needs are you will want to shop around and possibly interview some different agents before deciding who to purchase your coverage through. An independent agent that is not tied to one particular insurance company’s products may be best able to explore the wide variety of options available in the disability insurance marketplace. You might ask your CPA or financial advisor for professionals they might refer you to in this regard.