I believe family floater health insurance refers to a type of program available in India and not the United States. I’m therefore not able to provide much help with advice for that type of specific program. However, when speaking in generalities regarding (U.S.) health insurance, what’s best for you may not be what’s best for someone else – meaning that no one plan is the “best” plan you can get. You’ve got to look at what the pricing is in addition to what benefits you get under the plan and the networks they follow (if applicable).
I would suggest identifying what are the needs and goals you want met most with your coverage. Then, you should review plans that meet that criteria and go from there when you start looking at pricing.
I hope the information is helpful – please let me know if you have any other questions. Thanks very much.