Individual disability policies do not offer maternity leave benefits. However, some group disability insurance policies may provide maternity benefits – not all do though (be sure to note that). If you have a group disability policy, be sure to check the benefits under your policy – especially the definition of disability (many group DI policies feature a “gainful occupation” definition) – certain conditions likely will need to be met for a maternity leave benefit claim to be approved.
If you’re looking for individual disability insurance or to set up a group disability policy, please send me an e-mail via the contact me button next to my name with your name and contact information to reach you at. We have an agent in our group with a strong disability insurance background.
I hope the information is helpful – thanks very much.