Auto insurance will cover a cracked windshield if you have comprehensive coverage on your car policy. Typically, there is no deductible to meet (if you elected that option) and the replacement or repair will be no cost to you.
Also, most glass and windshield replacement companies can come to your residence or place of business at no additional cost. Safelite AutoGlass is one of the largest providers of this type of work and most carriers honor their work.
It is possible you have a deductible on your comprehensive vehicle benefits. For example, if your deductible is $50 and the cost of replacement is $350, $50 is your only out-of-pocket-cost.
Also, your existing car insurance premium is generally not impacted by filing a comprehensive claim.
Answer provided by Edward Harris, owner of Carinsurancezoom.org, the leading trusted auto insurance website for consumers that shop for the lowest rates. All quotes are provided instantly and without obligation.
Harris has more than 34 years in the business as a leading US broker.