1Reason Insurance Agency

763-710-8808 in Minnesota 

414-877-0087 or 715-598-9924 in Wisconsin

---> Or CLICK HERE for Business Insurance Quotes <---

Robert Weinstein wearing red tie head shot with logos of TheStreet, CNBC, Barron's, Forbes, MainSt, MSN Money, The Motley Fool, Stockpickr, The Huffington Post, Fidelity, Chicago Sun-Times, Value Walk, Kitco.Our Commercial Insurance Services Include:
Key Person Business Life Insurance
Worker's Compensation Insurance 
Business Liability Insurance
Business Owner Policy Insurance
Worker's Compensation Insurance
Commercial Auto/ Car Insurance




Our Personal Insurance Services Include:
Auto Insurance
Life Insurance
Long-Term Care Insurance
Homeowner's Insurance
Snowmobile Insurance
Motorcycle Insurance
Personal Umbrella Insurance



1Reason Insurance is managed by Robert Weinstein, a well-known financial and business writer. We're an independent insurance agency serving Michigan, Minnesota, and Wisconsin. You owe it to yourself, and wallet, to compare coverage, cost, and value.

Because we're independent, we represent numerous insurance companies. If fact, if you're searching for business insurance, or car, home, life, or long-term care insurance, we have dozens of companies to choose from, so you can count on and expect the best value and more importantly, the most appropriate in

Featured specialized insurance products include: 

Commercial Auto including long-haul and local trucking

Contractors including Roofer's insurance, Construction, Electricians, Plumbers, Painters, Power Washers, Concrete, Roofers, Siding

Scholarship Foundation Insurance (liability, bonding, property, directors & officers liability, accident medical plus)

If you’re a customer who:
•    Wants their personal agent to search for and compare insurance prices, so they don't have to.

•    Prefers to talk to a local agent, not someone working from a large call center far away that may not understand your needs.

•    Wants an agent that is pro-actively discovering changes in your asset protection requirements.  An agent that will look for ways to save you money so you can focus on what’s important to you, instead of becoming an insurance expert.

Ghost Walking Up stairs during the civil war

Workers’ Compensation Ghost Policy In Minnesota

For many contractors, buying a Minnesota workers' compensation insurance ghost policy means buying one through the Minnesota Workers' Compensation Assigned Risk Plan, commonly called "the pool".  763-710-8808 For a workers' compensation ghost policy, call now It's an insurance policy no one wants to buy, and for good reason, it provides zero benefit to the policy owner. The only reason we sell them is because sub contractors are often required Read More

Two power strips on one shelf with wires running everywhere

Workers’ Comp Requirements – Untangling the Confusion

Workers' Comp Requirements In Wisconsin in basic form with a focus on contractors and sub-contractors. Untangling the confusion between having a workers' comp insurance requirement and adding payroll to your commercial business general liability insurance policies. This isn't a substitute for speaking with an employment attorney and other experts, but hopefully this will help you better understand what may be required of your firm if you're deciding on Read More

Ready, Set, Go for your business marketing

10 Marketing Ideas For Your New Business On a Tight Budget

Starting a business isn't the easiest thing most people do. Forget about all the passion and desire you have, at the end of the process of getting your business off the ground you're most likely going to be ready for sleep, another bottle of aspirin to replace the one (or several) you've used, and up to your eyeballs in credit card (and other) debt. If you started a business from scratch and the above doesn't describe you now or before, count yourself lucky. As Read More

Power Washer Business Insurance

Power Washing Business Insurance  If you're operating a power washing business, or thinking of starting one, you should give considerable thought to having an insurance policy that protects you and your clients in case an accident occurs. Power washing can consist of buildings, boats, cars, roofs, and windows to clean or remove paint and other unwanted coatings.  As a power washing contractor, what you don't know can and at some point likely will hurt you Read More

Starting a Corporation or Limited Liability Company In Wisconson

Starting a Corporation or Limited Liability Company In Wisconsin and receiving a federal employer identification number isn't very difficult if you know where to find the forms and state information.  I provide so many people with links to the various website portals that I decided to create a post that people can easily use to get their business started as a corporation or limited liability company LLC. The first step is figuring out what type of entity Read More


5 Cheap and Easy Ways To Improve Your Website SEO Performance Right Now

Search engine optimization and ranking can appear overwhelming at times. Business owners I talk to fall into two camps. The first are owners who grudgingly pay their web hosting bill each month because they believe they need to have a website. Their websites generate little or no business and is more or less "set it and forget it". These owners don't know how much traffic or business, they receive as a result of their website. Reviewing traffic patterns Read More

RealManage Houston Names Nicole Vice President

HOUSTON, Texas, Oct. 4, 2016 (GLOBE NEWSWIRE) -- RealManage announced today that Nicole Mancos has been named Vice President to lead the Houston, Texas team. Miss Mancos is a tenacious military veteran with over eleven years of experience building and leading both small and large teams within Europe, Africa, and North America. She obtained her undergraduate degree from the United States Air Force Academy and has a strong Engineering, Math, and Science background. She Commissioned as an Air Read More

Midwest Real Estate Data (MRED) Has Champaign Taste

LISLE, Ill., Oct. 4, 2016 (GLOBE NEWSWIRE) -- Midwest Real Estate Data (MRED), Chicagoland's multiple listing service (MLS), announced that the Champaign County Association of Realtors® (CCAR) has become the thirteenth Realtor® association to contract for MLS services from MRED. CCAR is the "Voice for Real Estate" in the Champaign County area of Illinois.  Over 400 CCAR members are engaged in all facets of the real estate industry. Chartered in 1917, CCAR is the leading resource for Read More

Shopoff Realty Investments Acquires Two Loft Commercial Buildings in Chicago

CHICAGO, Oct. 05, 2016 (GLOBE NEWSWIRE) -- Shopoff Realty Investments, a national manager of opportunistic and value-add real estate investments, announced today that the company has acquired two creative loft commercial buildings in premier Chicago neighborhoods. In line with the company’s strategy, there is a possibility of the addition of a co-investor in the near future. The properties are located at 900 N. Franklin Street and 224 N. Desplaines Street in the River North and West Loop Read More