Can The Cash Surrender Value Of A Life Insurance Policy Exceed The Death Benefit?

Questions & AnswersCategory: Personal InsuranceCan The Cash Surrender Value Of A Life Insurance Policy Exceed The Death Benefit?
1 Answers
Staff Staff answered 2 years ago

For all life insurance policies I’ve worked with, the cash value cannot be higher than the death benefit.
In the case of a cash value approaching the death benefit, the death benefit begins to increase.

If your cash value appears to be higher than the death benefit,I would guess you have an accounting error, or maybe you’re comparing the wrong numbers. For example, the cash value vs. the original death benefit amount.

Call and receive expert consulting or click below for quote
Button linked to quote page for commercial insurance quote
Call and receive expert consulting or click below for quote
Button linked to quote page for commercial insurance quote