If you have a building that is occupied and in business for part of the year, and vacant during other times of the year, you may have found finding building and property insurance is difficult to find.
We have several insurance carriers that write seasonable commercial building property coverage at rates that are generally much below what you’ll have to pay with E&S Insurance (excess and surplus) coverage.
Also, by combining other admitted carriers who will write the general liability, you can have the low cost of a main-stream admitted insurance carrier write your business liability coverage, while using another mainstream admitted business property insurance coverage to lower the cost for building and property.
Seasonal building protection is a specialty type of insurance that requires the knowledge of an insurance agent that has a focus on commercial / business insurance. Don’t trust your business insurance to just any insurance agent that may rarely work in the area of commercial insurance.
We can also help you if you’ve been declined, non-renewed, or had your business insurance coverage canceled.