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Buy-Sell Business Agreement Paid With Life Insurance

Woman wearing red with red lipstick holding an umbrella in the rain to represent the protection an umbrella policy offers

If you're in or are considering a partnership, I urge you to give thought to a buy-sell agreement ahead of time. Few business endeavors encompass greater challenges than partnerships. In my 30 years in the business world, I've seen more than my share of Read More

Why Life Insurance Through Work Isn’t Enough

July Blog 3

You’ve probably heard us talk about life insurance a few times by now.  And maybe you don’t pay much attention because you know that you’re covered through your work insurance policy.  But this could be a big mistake! Many people believe that life Read More

What is Term Life Insurance?

April Blog 3

Life insurance is an important kind of coverage but unfortunately, because it’s not required like auto or home insurance, a lot of people don’t understand how it works.   When you purchase life insurance, you are paying a small amount of money so that if you Read More

Insurance For Newlyweds

February is one of the busiest times of the year for engagements and weddings.  And if you’re planning to tie the knot soon - congratulations!   Now it’s time to think about what this means for your insurance!  When you get married and combine two Read More

February Home Maintenance Tasks

Each month in 2016, we’ll be sharing a short list of tasks and ideas of things you can do to help take care of your home, vehicle, and family.  Consider them a helpful reminder of what needs to get accomplished throughout the month to keep your important items Read More

5 Biggest Mistakes When Buying Insurance

Insurance can be a tricky purchase.  Auto lienholder happy?  Check.  Mortgage lender happy?  Check. But this simply isn't enough!  Some things on your insurance policy deserve a little more attention.  As an insurance agent, here are some of Read More

What Is Adjustable Life Insurance

Adjustable Life Insurance Life insurance comes in several primary flavors. Adjustable life insurance allows the combination of features of different types of life insurance in order to dial in the exact type of coverage that's most appropriate. Because some Read More

What is Waiver of Subrogation Insurance Endorsement

Waiver of subrogation is when one party (usually an insurance company) gives up the right to recover a paid loss against another party in the event a loss occurs. In order to fully understand what Waiver of Subrogation is, let's look at the parts. Waiver - Abandoning, Read More

Crazy Ways That People Die and a Video of 10 Horrible Ways To Die

Color coded map of the United States illustrating the most distinctive causes of death by state

As a commercial/business (think key-man) life insurance salesperson, I'm always surprised to learn the many ways people "check out". For example, did you know that having a swimming pool at your home is more dangerous than having a gun? Taking a shower is risky Read More

Life Insurance Exam: Top 10 Ways To Ace Your Test

If you have an upcoming life insurance medical exam, and you’re like most people, you’re feeling a mix of dread, anxiety, and wondering what you should or should not do before. The good news is that exams are relatively quick, and outside of a blood draw, painless. For Read More