Shelling out for business insurance is not something anyone really wants to do, but when something unexpected happens within or outside of your business, you'll be glad that you have it. Unfortunately, there are many companies out there, especially new ones, that are not adequately Read More
Why an LLC may Not Provide Personal Liability Protection You’re Hoping For
Today I’m going to discuss if you should have a limited liability company LLC or not from an insurance and liability perspective. I almost exclusively work in the world of commercial business insurance and often have new or soon to be new business owners asking about how to best Read More
Should I Form an LLC Entity For My Small Business?
Creating an LLC for your business isn't always as cut and dried as many may think. I often talk to really small business owners who probably could have saved some money by not forming an LLC and stayed with the tried and true sole proprietorship option that has worked well for many Read More
SIC 5461 Retail Bakeries ISO 10100 General Liability Class Code
SIC 5461 Retail Bakeries ISO 10100 General Liability Class Code Under food stores, retail bakeries are primarily engaged in the retail sale of purchased and/or production of bakery products. For general liability purposes, bakeries manufacturing products for other businesses to Read More
Non Emergency Medical Transportation Insurance – Not Progressive Page 2
Page 2 of my article why you don't want to buy NEMT auto insurance from Progressive Click for First Page ...My answer is they’re not alone, and I work with many people who have had their business auto canceled or non-renewed. Including canceled from Progressive Read More
Non Emergency Medical Transportation Insurance – Not Progressive
Progressive insurance does NOT offer NEMT insurance in any state at the time of this writing. Get a commercial auto quote for your NEMT businesshttps://www.youtube.com/watch?v=vyAg9B5Y4yYIf you’re a current or soon-to-be non emergency medical transportation Read More
Handyman Insurance Quote for General Liability
In Between interior construction, replair, and miscellaneous type of work is a jack-of-all trades called the Handyman, or if we're going to operate in the modern world, handyperson insurance (and yes, we've written general liability policies to ladies performing general maintenance Read More
Wisconsin Automobile Insurance Plan Rule 54 – Experience Rating Plan
Wisconsin Auto Insurance Plan - Commercial, continued from http://1reason.com/commercial-auto/wisconsin-automobile-insurance-plan-commercial-auto-premium-calculation/RULE 54. EXPERIENCE RATING PLANA. EligibilityThe following risks are eligible for experience rating:1. five or more Read More
Seasonal Business Building Insurance
If you have a building that is occupied and in business for part of the year, and vacant during other times of the year, you may have found finding building and property insurance is difficult to find. We have several insurance carriers that write seasonable commercial building Read More
Piercing The Corporate Veil
Lack of insurance may be a cause for personal liability Lack of sufficient capitalization may be cause for personal liability Co-mingling funds may be cause for personal liability A question I see pop up in many industry forums, especially among smaller businesses (i.e. Read More
RV Transport Insurance and What You Need to Know For Pulling Your First Trailer
Most campers, travel trailers, and fifth-wheels are produced in Indiana in the various factories for the different RV manufacturers. Because campers are used throughout United States and Canada, and people want to buy campers locally, the manufacturers use a combination of Read More
Hot Shot Trucking
What is Hot Shot Trucking? Hot shot trucking is "For-Hire" trucking using a tractor (truck) that's also (somewhat) commonly used for vehicles that are also passenger vehicles, at least sorta kinda. What we're talking about when it comes to hot-shot trucking is the "super Read More
Indiana Trucking Insurance Non-Renewed – We Have Other Carriers To Get Coverage
Indiana is ranked as one of the top five states to drive a truck in, and if your trucking insurance isn't renewed, you're going to feel a serious panic and knot in your stomach. The cost of trucking commercial auto insurance is so high, trucking operators always (or at least they Read More
Non-Emergency Medical Transportation Insurance (NEMT)
Your non-emergency medical transportation insurance requirements include auto insurance, general liability, business personal property, workers compensation and other unique insurance coverage to make sure your business operates without fear of an event placing your livelihood, as Read More