Your non-emergency medical transportation insurance requirements include auto insurance, general liability, business personal property, workers compensation and other unique insurance coverage to make sure your business operates without fear of an event placing your livelihood, as Read More
Pre-Trip & Post-Trip Inspection Report – Plus Commonly Overlooked Checks To Perform
At the center of any long-term successful trucking operation is the pre-trip inspection report, right along with the post-trip report too. Any real professional is going to use a pre-trip inspection report, just as airline pilots use pre-flight inspection reports for one reason, lives Read More
Poured Concrete Foundation and Structure Contractors NAICS Definition – 238110
Back to General Liability Class Codes General liability class code for Masonry is 97447 Cross reference for business insurance with general liability and North American Industry Classification System class codes. 238110 Poured Concrete Foundation and Structure Contractors This Read More
School Bus Contractor Insurance
School Bus operators have unique needs and requirements, including limits to your industry. We have programs available for schools, travel, party buses, and school bus operations contracted primarily to local public and private school districts. All of our carriers are A rated Read More
Workers Comp With No Employees
Workers' compensation insurance without employees is a type of coverage that's usually for independent contractors. Even though every state I work in doesn't require workers' compensation for a sole proprietor, I write many "no employee" workers' comp Read More
Buying Workers’ Compensation Insurance From a Different State
I was recently asked about buying workers' compensation from one state because the premium is cheaper, while most of the work is performed in another state. It's an interesting question because there's so many moving parts. LEARN MORE ABOUT GHOST Read More
Home Improvement Contractor Bond Milwaukee
If you're performing home improvement contractor services in Milwaukkee, and you're required to get bonded, we can help provide a fast and easy streamlined process for buying a home improvement contractor bond. Bonding isn't a substitution for business insurance, as they Read More
Business Insurance Audit Letter, Why Did I Get One and Do I Have To Fill It Out?
What is this commercial insurance audit letter I received in the mail, and do I have to complete it? When a business general liability or professional liability policy is nearing renewal (generally about 10 or 11 months into a year policy), and sometimes when an Read More
Manufacturer Insurance, Don’t be Fooled by Offers to Quote in 15 Minutes
A manufacturer's insurance liability policy is 15 minutes? Really? Spoiler - You can't be sure you have the correct insurance coverage for your manufacturing company within 15 minutes, especially if you're a small start-up. I'm not sure if Read More
Five Things You Should Know About Owning a Party Bus Business
So you thought it would be a fun venture to start your own party bus rental company. While it can be an enjoyable and lucrative business, and all signs point to the industry as a growth business, there are some essential requirements to take careful note of. Party Bus Operator Read More
NAICS 485310 Taxi Service Industry Class Code
Companies within this industry are focused and engaged in providing passenger transportation services by automobile or van, not operated over regular routes and on regular schedules. Taxicab owner/operators, taxicab fleet operators, or taxicab organizations businesses Read More
NAICS 238140 Masonry Contractors
Back to General Liability Class Codes General liability class code for Masonry is 97447 Contractors with a key focus and performing services that include: Masonry work, stone setting, bricklaying, and other stone work. Services include new work, additions, alterations, maintenance, Read More
NAICS Sector 23 – Construction With a View of Whole Industry Sector
Back to General Liability Class Codes Contractors and engineers working in the construction industry include businesses with a focus and engagement of designing, along with the construction and erection of buildings.(e.g., highways and utility systems). Businesses primarily Read More
Airbnb Insurance – Know Your Risks Before Renting Out Your Home or Rental Property
Simply Renting out your home using Airbnb isn't as simple as you may think. Home insurance coverages vary when it comes to rental properties, as the majority of home insurances are only applicable to owner-occupied properties or long-term rentals bound by leases. If Read More
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