Does Buying a New Car Really Raise Your Insurance Rate? If you've ever driven a brand-new car off the lot and then opened your insurance renewal a few weeks later, you might have felt a small jolt of sticker shock — and you're Read More
Do You Really Need Rental Car Insurance? A Look at Coverage Options
When picking up a rental vehicle, most renters face the same moment at the counter: the agent asks if they want to add insurance, and the renter has to decide, often on the spot, whether that coverage is necessary. The answer Read More
Does Insurance Cover a Friend Driving My Car?
This question comes up more than people expect, and it usually comes from a simple, everyday situation. A friend needs to borrow your car for the afternoon, and before you hand over the keys, you start wondering what happens if Read More
Got a Speeding Ticket? Here’s How Much Your Insurance Rates Could Actually Go Up
So you just got a speeding ticket. Now you're sitting there wondering the same thing everyone wonders the second those lights hit the rearview mirror: how much will my rates increase? Here's the honest answer: it depends. But Read More
Why Roadside and Towing Coverage Deserves a Second Look
When most people think about auto insurance, they think about the big-ticket protections: liability, collision, and comprehensive coverage. These are the categories that get the most attention because they carry the highest dollar Read More
Full Glass Coverage: What It Actually Covers
A cracked windshield is one of those things that always seems to happen at the worst time. The good news is, if you understand your auto policy, it's usually not as costly as people assume.Do You Already Have Glass Coverage?If you Read More
What Deductible Should You Have?
One of the questions I get asked most often in this industry is simple on the surface but harder to answer than people expect: what deductible should I actually choose?There isn't one right answer here, because the answer depends Read More
Erie Rate Lock and Why It Can Be Valuable
I chose to write about Erie Rate Lock because auto insurance rates have become a major concern for many people. Many customers are seeing their insurance premiums increase, even if they have not had accidents or tickets. Because Read More
Hitting a Deer, What You Need to Know About Insurance Claims For Deer Collisions/Strikes
Observing deer in their natural habitat can be a serene and enjoyable experience. However, encountering them on the road presents a completely different narrative. If you've ever experienced this, you're not alone. According to Read More
Common Questions and Answers when Buying Car & Home Insurance in Wisconsin
This is an ongoing and live document being updated constantly Do I have to list every driver in the household on my auto policy, or can I exclude some drivers? This depends on the state, for example, Wisconsin does not allow Read More
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