About Robert Weinstein

Robert Weinstein is a husband, dad, stock market junkie, real estate broker, and of course...Insurance agent. Interests include my family, economics, marketing, technology, real estate, finance/investing, history, and Asia.

Robert's insurance expertise includes having the designation of Certified in Long-Term Care (CLTC) and assist in asset protection for families with members entering retirement.

Robert is also an accomplished syndicated writer whose work can be found in TheStreet, MainStreet, CNBC, Forbes, Yahoo Finance, Seeking Alpha, MSN Money, The Money Show, Stock Saints, Motley Fool, Fidelity, Minyanville, RealMoney Pro, and many national and international newspapers.

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Here are my most recent posts

Small Business Insurance, What Are The Chances You Will Use It?

As a commercial insurance agent, I'm reminded often that most business owners don't believe there's a good chance that they ever use the insurance they buy. Because of that feeling, it's often not so much of a risk transfer strategy for businesses buying insurance, Read More

Crazy Ways That People Die and a Video of 10 Horrible Ways To Die

Color coded map of the United States illustrating the most distinctive causes of death by state

As a commercial/business (think key-man) life insurance salesperson, I'm always surprised to learn the many ways people "check out". For example, did you know that having a swimming pool at your home is more dangerous than having a gun? Taking a shower is risky Read More

What is Excess & Surplus Lines Insurance?

Insurance policies, and especially business insurance policies are often categorized as admitted or non-admitted insurance. Other terms for non-admitted insurance policies are excess and surplus, E&S, surplus, and surplus lines. An admitted insurance policy is one that Read More

Is Worker’s Compensation Required In Minnesota

I get asked often about when worker's compensation is required and the general answer is anytime there's an employee working. The employee can be part-time, full-time, seasonal, your sister's cousin visiting, or most other non-officers/owners that you can think of. In Read More

Difference Between Basic, Broad, and Special Form Insurance Coverages

When you're shopping for the best value for your personal or commercial insurance requirements, you may notice that some insurance coverages specify basic, while others may offer special or broad peril coverage. The differences are significant and when trying to make an Read More

Google Will Give Your Site a Free Ranking Boost If You Secure Your Site

In the increasingly competitive world of internet and social media marketing, any chance to increase your site’s ranking on Google for free needs to be exploited. Recently, Google announced that it would boost the search result rankings of websites that are totally secure using Read More

Cyber Liability Insurance Coverage For Your Business Data

inside of hard drive with arm and spindle displayed

Just about any organization that has a web presence or uses technology to create efficencies face cyber risk. State and national borders no longer provide a geographic level of protection business owners once enjoyed. Now your risk comes from anywhere in the world with Read More

Occurrence vs. Claims-Made Insurance Coverage


Claims-made versus Occurrence insurance policies are the two types of insurance coverage that you're likely to see. The two types may not seem that far different than each other, but in the real world, the differences can mean the difference between having coverage and being left Read More

Our Standard of Care and What You Can Expect from 1 Reason Insurance

In the insurance world (at least in the states I'm licensed), the guiding standard and requirement is to offer an appropriate solution. Sometimes, a presented solution is not necessarily the best solution. Insurance and financial professionals have latitude to Read More

Life Insurance Exam: Top 10 Ways To Ace Your Test

If you have an upcoming life insurance medical exam, and you’re like most people, you’re feeling a mix of dread, anxiety, and wondering what you should or should not do before. The good news is that exams are relatively quick, and outside of a blood draw, painless. For Read More