General Liability Code 99793 – Truckers

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Truckers General Liability Classification Code

General Liability Code 99793 – Truckers

Excluding automobile bodily injury and property damage.

Trucking general liability can include many types of trucking operations includine "Trucking for-hire" – move products for compensation for others on a "one off" basis (may include more than one shipment, or repeating), or

"Contracted Trucking" – Hauling for another, albeit generally for only one other party, or

Trucking for self, where the products moved/hauled are for the same company that owns the truck. 

 

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General liability for trucking doesn't include accidents, injuries to others (bodily or property) from a vehicle movement. In other words, if a truck is moving, the type of coverage desired is commercial auto. However, there are times when general liability (which doesn't typically cover injuries from the movement of a vehicle) are desirable for a Trucking company.

For example, a distribution center owned by the trucking company will have risk exposure for everything from slip and falls on property, to pallet jacks and fork lifts causing an injury, to boxes falling on workers or invitees (and possibly tresspassors) on the property.

General Liability Class Codes for Commercial Insurance Classification

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