Search Results for: life insurance

Buy-Sell Business Agreement Paid With Life Insurance

Woman wearing red with red lipstick holding an umbrella in the rain to represent the protection an umbrella policy offers

If you're in or are considering a partnership, I urge you to give thought to a buy-sell agreement ahead of time. Few business endeavors encompass greater challenges than partnerships. In my 30 years in the business world, I've seen more than my share of Read More

Midland National® Life Insurance Company Named to Ward’s Top 50 List

CHICAGO, July 26, 2017 (GLOBE NEWSWIRE) -- Midland National was named to the 2017 Ward’s Top 50 list of top performing insurance companies that have achieved outstanding financial results in the areas of safety, consistency and performance over a five year period from 2012 to Read More

Insure.com Survey Reveals 2017’s Best Life Insurance Companies

FOSTER CITY, Calif., Dec. 2, 2016 (GLOBE NEWSWIRE) -- Voya was ranked the best life insurance company in a new survey released today by Insure.com. Insure.com surveyed 1,690 customers of 15 leading life insurance companies in the United States for its 2017 rankings of the best Read More

Why Life Insurance Through Work Isn’t Enough

July Blog 3

You’ve probably heard us talk about life insurance a few times by now.  And maybe you don’t pay much attention because you know that you’re covered through your work insurance policy.  But this could be a big mistake! Many people believe that life Read More

What is Term Life Insurance?

April Blog 3

Life insurance is an important kind of coverage but unfortunately, because it’s not required like auto or home insurance, a lot of people don’t understand how it works.   When you purchase life insurance, you are paying a small amount of money so that if you Read More

American National Life Insurance Company of New York is Proud to Announce an Indexed Universal Life Policy with Multiple Indexed Strategies- the Signature Indexed Universal Life Policy is Now Available in New York

GLENMONT, N.Y., April 04, 2016 (GLOBE NEWSWIRE) -- American National Life Insurance Company of New York (American National) announces the Signature Indexed Universal Life Insurance (IUL) policy is available in New York [April 4, 2016]. These life insurance policies provide a Read More

Selling Life Insurance and Wanting To Offer Home and Auto

Add home and auto insurance to your insurance sales toolbox. You're already selling life insurance, but are you helping your clients as much as you should, and also making as much as you can per client by offering home and auto too? If you want to increase your Read More

Answer for Can You Take A Loan On A Term Life Insurance Policy?

No, unfortunately, you cannot take a loan on a term life insurance policy. That is because term life insurance does not build up a cash value, and thus, there is no money to borrow from within the policy. The premiums you pay for term life go only to providing a death benefit. Read More

Answer for What Is Annual Renewable Term Life Insurance?

Annual renewable term life insurance means that the premiums for a policy are not guaranteed and will increase each year (based on age) by a good margin (often a substantial increase) even though you can technically keep it going til the coverage end date (e.g. 95). In short, you Read More

Answer for What Do College Students Need To Know About Life Insurance?

The most important thing for a college student to understand is that life insurance is issued on the basis of age and health. Normally young people can demand very low premiums for life insurance. The advantage of starting a life insurance policy when young is that there are fewer Read More

Answer for What Is Paid Up Whole Life Insurance?

Paid up Whole Life Insurance is life insurance for which no further premiums are due. If you received notice that your policy was paid up, and died in the future, your beneficiary would receive the death benefit, even though you had not paid any additional premiums from this point Read More