General Liability, Property, Workers' Compensation, Professional Liability, Commercial Auto, and other types of insurance coverage is unique to the entertainment industry and specifically to amusement parks and family entertainment centers.
Every business in the entertainment industry is unique to the location, types of services offered, customers, and of course management. Add in family entertainment, and if you want to make sure you're protected for your business from a carrier that understands your needs. You also want to make sure your agent has the experience and knowledge to advise direct your coverage so your receiving information instead of having to provide it.
We offer package insurance policies including General Liability, Property, Crime, Inland Marine, Automobile, and separate Directors and Officers Liability and Umbrella Liability.
Coverage for Amusement Parks
Paintball Field Operations
Standard key benefits may include $1 million general liability insurance per occurrence (and higher), with $3 million general liability insurance aggregate per policy. Coverage on a primary or contingent basis, depending on facility responsibilities.
Coverage for emergency medical personnel
Participant Legal Liability coverage available
Horse/Dog Legal Liability coverage available
Ancillary gaming activities for horse and dog tracks acceptable
Abuse and Molestation coverage for qualified risks
Commercial Property Insurance
• Special Causes of Loss coverage
• Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake where available
• Agreed Amount endorsement available with property appraisal
Commercial Automobile Insurance
• Owned/non-owned/hired auto
• Web-based Auto ID card issuance
Crime and Fidelity
• Employee Theft (Blanket Fidelity)
• Forgery or Alteration
• Theft, Disappearance, and Destruction
• Large Excess Limits available
Directors & Officers Liability
• Defense costs in addition to the Limit of Liability
• Most favorable venue wording for punitive, multiple, or exemplary damages
We have coverage from carriers that may include the following (please ask for details for any given coverage as we're an independent agency that can shop and source the most appropriate coverage within your target budget)
Bell Endorsement – Includes $50,000 limits each for Business Travel Accident Benefit, Donation Assurance, Emergency Real Estate Consulting Fee, Identity Theft Expense, Image Restoration and Counseling, Key Individual Replacement Expenses, Kidnap Expense, Terrorism Travel Reimbursement, and Workplace Violence Counseling. $25,000 limits for each Conference Cancellation, Fundraising Event Blackout, Political Unrest ($5,000 per employee), Temporary Meeting Space Reimbursement, and $1,500 Travel Delay Reimbursement Crisis Management Enhancement Endorsement $25,000 limit for crisis management emergency response expenses incurred because of an incident giving rise to a “crisis”.
Special Features Others Request and have include:
Non-audited General Liability coverage
No membership or administration fees required
New ventures considered (we have insurance markets for new ventures within the E&S markets), and new ventures are almost never unable to find coverage. We've even insured new industries without another comparable business.
Horse and Dog Legal liability, Participant Liability, and Emergency Medical coverage available where required.
Aggregates per location or per event available
Contingent coverage for fireworks if required
Indoor nd outdoor go kart facilities and rock climbing walls are eligible
Large Excess Limits available.
In short, if you're in the entertainment business, you should talk to us and see for yourself why our customer satisfaction ratings are so high and why we can add value well beyond insurance to your business.