As a commercial/business (think key-man) life insurance salesperson, I'm always surprised to learn the many ways people "check out". For example, did you know that having a swimming pool at your home is more dangerous than having a gun? Taking a shower is risky Read More
Archives for June 2015
General Liability Class Codes for Commercial Insurance Classification
Commercial general liability insurance is based on the classification code(s) of the activities that have risk. Finding the correct code is essential to ensuring your business is properly covered at the correct rate. This is the list of class codes we use, but it doesn't Read More
Employee or Subcontractor / Independent Contractor, What is the Proper Classification I Should Use for Workers?
Is the person or people working for you a subcontractor or employee? It's a question asked often by business people and it's easy to get it wrong, especially by new business owners trying to save money and the logistical burden having employees Read More