As a commercial/business (think key-man) life insurance salesperson, I'm always surprised to learn the many ways people "check out". For example, did you know that having a swimming pool at your home is more dangerous than Read More
Archives for June 2015
General Liability Class Codes for Commercial Insurance Classification
Commercial general liability insurance is based on the classification code(s) of the activities that have risk. Finding the correct code is essential to ensuring your business is properly covered at the correct rate. This is the Read More
Employee or Subcontractor / Independent Contractor, What is the Proper Classification I Should Use for Workers?
Is the person or people working for you a subcontractor or employee? The IRS uses a 20-point criteria test to determine a worker's status Each state has its own test that generally follows the IRS test, albeit often varies Read More