This question comes up more than people expect, and it usually comes from a simple, everyday situation. A friend needs to borrow your car for the afternoon, and before you hand over the keys, you start wondering what happens if Read More
Got a Speeding Ticket? Here’s How Much Your Insurance Rates Could Actually Go Up
So you just got a speeding ticket. Now you're sitting there wondering the same thing everyone wonders the second those lights hit the rearview mirror: how much will my rates increase? Here's the honest answer: it depends. But Read More
Why Roadside and Towing Coverage Deserves a Second Look
When most people think about auto insurance, they think about the big-ticket protections: liability, collision, and comprehensive coverage. These are the categories that get the most attention because they carry the highest dollar Read More
Full Glass Coverage: What It Actually Covers
A cracked windshield is one of those things that always seems to happen at the worst time. The good news is, if you understand your auto policy, it's usually not as costly as people assume.Do You Already Have Glass Coverage?If you Read More
What Deductible Should You Have?
One of the questions I get asked most often in this industry is simple on the surface but harder to answer than people expect: what deductible should I actually choose?There isn't one right answer here, because the answer depends Read More
Erie Rate Lock and Why It Can Be Valuable
I chose to write about Erie Rate Lock because auto insurance rates have become a major concern for many people. Many customers are seeing their insurance premiums increase, even if they have not had accidents or tickets. Because Read More
Actual Cash Value vs. Replacement Cost
When looking at homeowners insurance, one of the most important things to understand is how the insurance company would pay after a claim. A lot of people focus mainly on the price of the policy, but the type of coverage can make Read More