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Home > Archives for Commercial Insurance

Minnesota's Worker's Compensation Fines and Penalties For No Insurance

Posted on: August 2, 2015 By: robert

Workers' compensation -- Fines and penalties if you don't insure your workers  Each state has it's own set of rules, penalties, and fines for failing to get worker's compensation insurance if you have Read More

What is Waiver of Subrogation Insurance Endorsement

Posted on: July 23, 2015 By: robert

Waiver of subrogation is when one party (usually an insurance company) gives up the right to recover a paid loss against another party in the event a loss occurs. In order to fully understand what Waiver of Subrogation is, Read More

Starting a Corporation or Limited Liability Company In Wisconson

Posted on: July 20, 2015 By: robert

Starting a Corporation or Limited Liability Company In Wisconsin and receiving a federal employer identification number isn't very difficult if you know where to find the forms and state information. I provide so many people with Read More

Smartphones Can Cause Overtime Pay – A Case For Employment Practices Liability Insurance

Posted on: July 3, 2015 By: robert

A case for employment practices liability insurance In some situations, providing a smartphone to your employees can cause the employer to be liable for overtime pay. Employment Practices Liability Insurance can help protect Read More

Small Business Insurance, What Are The Chances You Will Use It?

Posted on: July 3, 2015 By: robert

As a commercial insurance agent, I'm reminded often that most business owners don't believe there's a good chance that they ever use the insurance they buy. Because of that feeling, it's often not so much of a risk Read More

General Liability Class Codes for Commercial Insurance Classification

Posted on: June 18, 2015 By: robert

Commercial general liability insurance is based on the classification code(s) of the activities that have risk. Finding the correct code is essential to ensuring your business is properly covered at the correct rate. This is the Read More

What is Excess & Surplus Lines Insurance?

Posted on: May 30, 2015 By: robert

Insurance policies, and especially business insurance policies are often categorized as admitted or non-admitted insurance. Other terms for non-admitted insurance policies are excess and surplus, E&S, surplus, and Read More

Is Worker's Compensation Required In Minnesota

Posted on: April 11, 2015 By: robert

I get asked often about when worker's compensation is required and the general answer is anytime there's an employee working. The employee can be part-time, full-time, seasonal, your sister's cousin visiting, or most Read More

Difference Between Basic, Broad, and Special Form Insurance Coverages

Posted on: April 7, 2015 By: robert

When you're shopping for the best value for your personal or commercial insurance requirements, you may notice that some insurance coverages specify basic, while others may offer special or broad peril coverage. The Read More

Cyber Liability Insurance Coverage For Your Business Data

Posted on: April 2, 2015 By: robert

Just about any organization that has a web presence or uses technology to create efficencies face cyber risk. State and national borders no longer provide a geographic level of protection business owners once enjoyed. Read More

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